Welcome, Albion Bank plc.

Institution ID: ALBION-BANK-001 · Verified Partner · Last login: Today 09:14

Queries This Month

247

+12% vs last month

Above Threshold

68%

Threshold: Score 350+

Avg Response Time

142ms

SLA: under 500ms

Active Connections

3

Webhooks, REST, Batch

Recent Queries

View all →

Member ID	Query Date	TrustScore	Status	Action
CAS-00891	Today 09:12	347	Manual Review	View Report
CAS-00456	Today 08:47	612	Above Threshold	View Report
CAS-00234	Yesterday	189	Below Threshold	View Report
CAS-00678	Yesterday	430	Above Threshold	View Report
CAS-00123	2 days ago	501	Above Threshold	View Report

Showing 5 of 247 queries this month

Monthly Query Volume

Jan 2026 – Feb 2026

API Status

All Systems Operational

Score Query API — 99.98% uptime

Webhook Delivery — 99.91% uptime

Batch Processing — 100% uptime

Last incident: None in 90 days

Quick Query

Member consent is verified automatically via the CasVade member app.

TrustScore™ Report

Member ID: CAS-00891 · Queried: Today 09:12 · Consent: Verified · Ref: QRY-2026-02-247

Member has provided explicit consent for this institutional query. Consent recorded: Today 09:11. Compliant with UK GDPR Article 6(1)(a).

347

/ 1000

Building

Percentile: Top 34% of verified members

Your Threshold: 350

3 points below your threshold

Recommendation: Manual Review

Score is actively growing. Member gained +50 points this month.

Adjust threshold in Settings →

Risk Assessment

Identity Verified

via CasVade Verify

Fraud Signals

None detected

Adverse Behaviour

None on record

Low Risk Profile

TrustScore™ Component Breakdown

Component	Weight	Member Score	Contribution
Community Engagement	30%	65%	195 pts
Peer Endorsements	25%	40%	100 pts
ROSCA Contributions	25%	Not yet active	—
Loan Repayments	20%	Not yet active	—
TOTAL	100%		347 / 1000

Score is expected to increase significantly when ROSCA contributions begin.

Behavioural History

Last 90 days

Feb 21

Account created

Feb 22

First community referral

Feb 23

Profile completed

Feb 24

Identity Verified

Feb 24

TrustScore Initialised

API Response for This Query

{
  "query_ref": "QRY-2026-02-247",
  "member_id": "CAS-00891",
  "trust_score": 347,
  "max_score": 1000,
  "percentile": 34,
  "status": "building",
  "threshold_met": false,
  "threshold_queried": 350,
  "recommendation": "manual_review",
  "components": {
    "community_engagement": { "score": 65, "weight": 0.30 },
    "peer_endorsements": { "score": 40, "weight": 0.25 },
    "rosca_contributions": { "score": null, "weight": 0.25, "status": "inactive" },
    "loan_repayments": { "score": null, "weight": 0.20, "status": "inactive" }
  },
  "risk_flags": [],
  "identity_verified": true,
  "consent_verified": true,
  "consent_timestamp": "2026-02-24T09:11:43Z",
  "gdpr_basis": "Article 6(1)(a) - Explicit Consent",
  "response_time_ms": 142,
  "casvade_api_version": "v2.1"
}

Integrate this response into your underwriting workflow. See API Docs for full field reference. API Docs →

Getting Started

Authentication

Base URL

Endpoints

POST /query/score

GET /member/status

POST /consent/verify

GET /report/download

Webhooks

Events

Payloads

POST /v2/query/score

Submit a TrustScore™ query for a consented CasVade member. Returns a full score report within 200ms.

Request

POST /v2/query/score HTTP/1.1
Host: api.casvade.com
Authorization: Bearer sk_live_••••••••••••
Content-Type: application/json

{
  "member_id": "CAS-00891",
  "institution_id": "ALBION-BANK-001",
  "threshold": 350,
  "consent_ref": "CNSNT-2026-00891"
}

Response

{
  "query_ref": "QRY-2026-02-247",
  "member_id": "CAS-00891",
  "trust_score": 347,
  "max_score": 1000,
  "percentile": 34,
  "status": "building",
  "threshold_met": false,
  "threshold_queried": 350,
  "recommendation": "manual_review",
  "identity_verified": true,
  "consent_verified": true,
  "response_time_ms": 142,
  "casvade_api_version": "v2.1"
}

Parameters

Parameter	Type	Required	Description
`member_id`	string	Yes	CAS- prefixed member identifier
`institution_id`	string	Yes	Your registered institution ID
`threshold`	integer	No	Score threshold for pass/fail recommendation
`consent_ref`	string	Recommended	Member consent record reference

Rate Limits

Standard plan: 500 queries per hour. Enterprise plan: 5,000 queries per hour. Batch processing available on Enterprise.

Billing and Usage

Standard Plan

£299 / month

500 queries included · £0.45 per additional query

Renews: 1 March 2026

247 / 500 queries used

£0.00 overage charges

Invoice History

Date	Description	Amount	Status
Feb 2026	Standard Plan	£299.00	Paid
Jan 2026	Standard Plan	£299.00	Paid
Dec 2025	Standard Plan	£299.00	Paid

New TrustScore™ Query

Submit a query against a consented CasVade member.

Member ID

Score Threshold (optional)

Consent Reference

Member consent will be verified before results are returned.

Settings

Manage your institution account and preferences.

Institution Details

Institution Name

Institution ID

Default Score Threshold

Security

API Key Rotation

Last rotated: 14 days ago

IP Allowlist

3 IPs configured

Audit Log

All sessions logged

Webhooks

Receive real-time event notifications to your endpoints.

Configured Endpoints

Endpoint URL	Events	Status	Last Triggered
https://api.albionbank.co.uk/webhooks/casvade	score.queriedconsent.granted	Active	Today 09:12
https://compliance.albionbank.co.uk/audit	consent.revokedscore.threshold_breach	Active	Yesterday
https://staging.albionbank.co.uk/test	All events	Paused	3 days ago

Available Event Types

score.queried

Fires when a TrustScore query completes

Subscribed

consent.granted

Fires when a member grants consent

Subscribed

consent.revoked

Fires when a member revokes consent

Subscribed

score.threshold_breach

Fires when a score crosses your threshold

Subscribed

batch.completed

Fires when a batch query completes

Not subscribed

Test Webhook

Send a test event to verify your endpoint is working correctly.

Target Endpoint

Event Type

Last test: 200 OK in 89ms (Today 08:30)

Webhook Signing Secret

whsec_•••••••••••••••••••••• — Use this secret to verify webhook authenticity.

Team Management

Manage authorised signatories and team members for Albion Bank plc.

Active Team Members

Name	Email	Role	Last Active	Status
JW James Whitmore	j.whitmore@albionbank.co.uk	Admin	Today 09:14	Online
SP Sarah Pemberton	s.pemberton@albionbank.co.uk	Compliance	Today 08:47	Online
RM Robert McAllister	r.mcallister@albionbank.co.uk	Read Only	Yesterday	Offline
AK Amira Khan	a.khan@albionbank.co.uk	Analyst	Today 07:32	Online

Role Permissions

Admin

Full access, billing, team management

Compliance

Query, reports, audit log access

Analyst

Query and report access only

Read Only

View reports and dashboard only

Pending Invitations

d.okonkwo@albionbank.co.uk

Invited 2 days ago · Role: Analyst

1 pending invitation

Institution Sign In

Welcome, Albion Bank plc.

Recent Queries

Monthly Query Volume

API Status

Quick Query

TrustScore™ Report

3 points below your threshold

Risk Assessment

TrustScore™ Component Breakdown

Behavioural History

API Response for This Query

Request

Response

Parameters

Rate Limits

Billing and Usage

Standard Plan

Invoice History

New TrustScore™ Query

Settings

Institution Details

Security

Webhooks

Configured Endpoints

Available Event Types

Test Webhook

Team Management

Active Team Members

Role Permissions

Pending Invitations